Call us construction-centric
XL Insurance's North America Construction team delivers specialized risk management solutions to help contractors build solutions to protect profit and reputation, enhance business practices, improve safety and more.

XL seeks long-term relationships with contractors to clearly understand their changing business needs — day-to-day, project-by-project. The team consists of underwriters, risk engineers and claims professionals who average 20+ years of construction industry risk management experience.



Insurance products
XL's full suite of products help control construction risk and offers the significant capacity that contractors and owners demand:

Property: Builder's Risk
Primary Casualty: Automobile Liability, General Liability, Workers Compensation
Environmental
Excess Umbrella
Surety
Professional Liability
ConstructAssure – Subcontractors Default Insurance






Risk engineering
Effective risk engineering helps prevent or minimize losses. XL's construction risk control engineers understand the bottom line and reputational impact of losses. We offer services to drive down the cost of risk and support contractors in achieving a zero-injury, zero incident culture and improve project management practices.



Claims Management
From union agreements, return to work, high wage employees, seasonal employment, end of project issues, aging construction workforce and more — XL focuses on protecting our insured's interests and enabling them to be the contractor of choice. Our best-in-class loss cost management approach controls construction claims costs while providing extraordinary and flexible services.

XL's exceptional construction claims model combines skilled construction oversight and audit capabilities with the collective expertise of hand-picked innovative claims management services from leading claim administrators.



Financial Strength
Our financial strength helps protect balance sheets. View XL Insurance companies ratings 




North America Construction Team Contacts


CONTACT US
Gary S. Kaplan
President — Construction

212-915-6646 (Office-NY)
312-444-6574 (Office-Chicago)
646-491-0311 (Mobile)

Email: gary.kaplan@xlgroup.com