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Coverage
In today's ever litigious environment, clients need to ensure that a broad range of their liability exposures can be covered. Our casualty products are structured to meet this need and can be categorized as follows: - Global public and products liability on a primary basis
- For excess liability, please click on the link Excess Liability
- Product recall (including malicious product tampering and accidental contamination) together with general liability coverage
- For employers liability in UK and Ireland, please click on the link Primary Employers Liability
- For healthcare liability in Continental Europe, please click on the link Primary Healthcare Liability
Geographic Focus
Worldwide liabilities of non US-parented companies
Participation
Excess of Loss
Follow
Lead
Quota Share
Typical Information Required
To accurately evaluate risk, we require the following information:
- Detailed five-year loss history
- Full list of all claims electronically
- Summaries of claims outstanding over EUR/USD 50,000 – GBP 25,000
- Detailed historical loss information for losses excess EUR/USD 250,000
- Confirmed claims experience from holding insurer
- Detailed historical information of the company including broad product areas and geographical operations
- Coverage specifications
- Program structure: limits, deductibles or self-insured retentions
- Servicing requirements including countries where local policy is required
- Information on Risk Management and Health & Safety procedures
- If program requires fronting for a Captive, then full financial and security data on the Captive will be required
Including but not limited to:
01 - Agricultural Production - Crops
02 - Agricultural Production - Livestock and Animal Specialties
07 - Agricultural Services
08 - Forestry
10 - Metal Mining
12 - Coal Mining
13 - Oil and Gas Extraction
14 - Mining and Quarrying of Nonmetallic Minerals, Except Fuels
15 - Construction - General Contractors & Operative Builders
16 - Heavy Construction, Except Building Construction, Contractor
17 - Construction - Special Trade Contractors
20 - Food and Kindred Products
22 - Textile Mill Products
23 - Apparel, Finished Products from Fabrics & Similar Materials
24 - Lumber and Wood Products, Except Furniture
25 - Furniture and Fixtures
26 - Paper and Allied Products
27 - Printing, Publishing and Allied Industries
28 - Chemicals and Allied Products
29 - Petroleum Refining and Related Industries
30 - Rubber and Miscellaneous Plastic Products
31 - Leather and Leather Products
32 - Stone, Clay, Glass, and Concrete Products
33 - Primary Metal Industries
34 - Fabricated Metal Products
35 - Industrial and Commercial Machinery and Computer Equipment
36 - Electronic & Other Electrical Equipment & Components
37 - Transportation Equipment
38 - Measuring, Photographic, Medical, & Optical Goods, & Clocks
39 - Miscellaneous Manufacturing Industries
40 - Railroad Transportation
41 - Local & Suburban Transit & Interurban Highway Transportation
42 - Motor Freight Transportation
44 - Water Transportation
46 - Pipelines, Except Natural Gas
47 - Transportation Services
48 - Communications
49 - Electric, Gas and Sanitary Services
50 - Wholesale Trade - Durable Goods
51 - Wholesale Trade - Nondurable Goods
52 - Building Materials, Hardware, Garden Supplies & Mobile Homes
53 - General Merchandise Stores
54 - Food Stores
55 - Automotive Dealers and Gasoline Service Stations
56 - Apparel and Accessory Stores
57 - Home Furniture, Furnishings and Equipment Stores
58 - Eating and Drinking Places
59 - Miscellaneous Retail
65 - Real Estate
70 - Hotels, Rooming Houses, Camps, and Other Lodging Places
73 - Business Services
75 - Automotive Repair, Services and Parking
76 - Miscellaneous Repair Services
79 - Amusement and Recreation Services
80 - Health Services
82 - Educational Services
83 - Social Services
84 - Museums, Art Galleries and Botanical and Zoological Gardens
87 - Engineering, Accounting, Research, and Management Services
Disclaimer
This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions, including without limitation any jurisdictions within the United States, and may be available only through appropriately licensed producers. Note: Products subject to legal and underwriting requirements. Specific product availability varies by global jurisdiction.
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